Put the Austin payment together
- Principal and interest
- Travis County or other local property taxes
- Homeowners and applicable flood insurance
- Mortgage insurance when required
- HOA or condominium assessments
AUSTIN MORTGAGE BROKER · NMLS #2535144
An Austin mortgage plan
built around real life.
River Bear Financial is based at 2201 N Lamar in Austin. We help Central Texas buyers compare mortgage choices with a clear view of cash to close, property taxes, insurance, HOA costs and the payment they actually want.
Talk with an Austin mortgage broker ↗Why start before making an Austin-area offer?
An early review can expose documentation issues, establish a realistic cash-to-close range and help you distinguish a comfortable payment from the maximum amount a lender may approve.
Match the property to the loan
A downtown condominium, suburban single-family home and rural property can present different review questions. Share the address, property type, occupancy plan and offer timeline as early as possible.
City of Austin buyer resources
Austin Housing publishes education and down-payment-assistance information for eligible first-time buyers purchasing within the city’s Full Purpose jurisdiction. Approved education, income, property and participating-lender requirements apply.
Austin mortgage questions
Is River Bear listed as an Austin DPA participating lender?
This page does not make that claim. The City maintains its current participating-lender list. River Bear can separately verify whether an eligible lender path is available for your scenario.
Does an Austin mailing address prove a home is inside city limits?
No. Program eligibility can depend on jurisdiction. Use the City’s official map and program guidance rather than relying on the mailing address alone.
Can I visit River Bear locally?
River Bear’s published business address is 2201 N Lamar, Austin, Texas 78705. Contact the team before visiting so the appropriate person and time can be confirmed.
BUYING IN CENTRAL TEXAS?