Explore my options.
Tell us what you have in mind. Start with a few questions or connect directly with our team.
Find my starting point →YOUR NEXT CHAPTER / YOUR NEXT STEP
Let’s get started.
A question, a home in mind, or an application already underway. There’s a place to start wherever you are.
Start my application.
Create your account in River Bear’s secure ARIVE portal. Choose your loan officer and begin your residential mortgage application.
Start secure application ↗Opens the live ARIVE portal in a new tab. Creating an account is the first step, not a loan approval.
Pick up where you left off.
Sign in to your borrower portal to continue your application and review requests from your team.
Continue my application ↗A little preparation helps.
Have your contact information, employment history, income and asset information available. Your loan officer will explain which documents are needed for your situation.
Open the buyer checklist →A person is always an option.
Need help getting started? Speak with River Bear before opening an application. Request a conversation →
Call (512) 200-2331For reverse mortgages, commercial financing or an equity-only question, start with our specialist contact path.
Talk through a specialty loan →Know who you’re working with.
Meet the people behind River Bear and choose your loan officer.
Will this website collect my financial documents?
No. Application information and document uploads belong in the secure ARIVE portal. Please do not email Social Security numbers, bank statements or tax returns.
What happens after I apply?
Your application goes into the review process. Check your portal tasks and stay in touch with your loan officer. Submitting an application does not guarantee approval, a rate or loan terms.