What do you need for a commercial loan?
A borrower checklist by financing type, from the first conversation through the full lender review.
Read the borrower checklist ↗RIVER BEAR INSIGHTS
Useful answers.
Before the next move.
Straightforward explanations for business owners and property investors. Start with a question, explore the details, and bring your own property into the conversation.
DSCR: what a cash-flow ratio can—and cannot—tell you
A practical commercial DSCR example, with a downside scenario and the questions to ask before relying on it.
Explore the guide ↗Before your business buys a building: five questions
A preparation checklist for business owners comparing a property purchase with their operational needs.
Explore the guide ↗A renovation budget beyond the contractor bid
Prepare a commercial renovation financing discussion with cost categories, timing assumptions, and an exit-plan stress test.
Explore the guide ↗Make the research local.
Connect the financing questions with the property’s jurisdiction and records.
LET’S LOOK AT THE DETAILS
Bring us the property.
And the questions.
Start with the goal, the timing, and the financing need.