COMMERCIALFOR BUSINESS OWNERS
Buying the building can change both your real estate costs and your business commitments. Look at those decisions together.
Explain what your business does, how much of the property it will occupy, and whether other tenants will share the building. Different financing paths may use different occupancy requirements.
Discuss the ownership entity and any relationship between the property owner and the operating business.
BRING TO THE CONVERSATION
Share financial documents only through a secure channel supplied by the team.
Compare the total occupancy cost—not just rent against a loan payment. Include taxes, insurance, maintenance, improvements, reserves, and the cash left available to run the business. Consider flexibility if your space needs change.
STRAIGHT ANSWERS
Not necessarily. Ownership introduces expenses, capital commitments, and property risk. A comparison should use your actual lease, property costs, financing terms, and business plans.
Ask the team to confirm whether an SBA or another business-property financing path is currently available for your transaction. This information does not represent approval, a lender commitment, or a confirmed SBA program offering.
LET’S LOOK AT THE DETAILS
Start with the goal, the timing, and the financing need.