Apartment financing
Distinguish in-place income from projected rent increases.
Explore the guide ↗WASHINGTON · MARKET GUIDE
Know the building.
Understand the plan.
For a Washington property, start with the actual address, operating history, and intended use. Local records and lender review answer different questions.
Prepare a Washington property brief
Gather the rent roll or business occupancy plan, operating statements, insurance information, and proposed improvements. Identify whether the request is a purchase, refinance, cash-out request, or construction project.
Determine the correct city or county authority before researching permits. The Seattle tools below apply to Seattle records; properties elsewhere need their own jurisdiction’s resources.
Explore the greater Seattle property guide ↗Rental-property programs
Understand the difference between rental-loan and commercial DSCR calculations.
Explore the guide ↗Comparing proposals
Look beyond the interest rate to costs, maturity, and prepayment terms.
Explore the guide ↗LET’S LOOK AT THE DETAILS
Bring us the property.
And the questions.
Start with the goal, the timing, and the financing need.